One wire, every server under it

Procurement doesn't want six engineers with six corporate cards on six cloud accounts. They want one vendor, one invoice trail, one payment they initiated themselves.

The enterprise path is a bank transfer. Finance emails the amount and account ID, receives bank details and a reference number, sends one wire. In one to three business days the General Balance is credited and an invoice is issued; Hoody charges no fee on the transfer. From then on every server rental debits that balance and produces its own invoice. GET /api/v1/wallet/invoices/ lists them, and each downloads as a PDF for the ledger.

The engineers never see a card prompt. They rent into pools; the balance pays. Finance sees one outgoing wire a quarter and a stack of invoices that reconcile to it exactly, because nothing else on the platform generates a charge.

Infrastructure procurement is one transfer and a folder of PDFs.